# Security National Financial Corporation (SNFCA)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $246M  
**Price:** $9.64 (+1.05%)

> Security National Financial Corporation is a diversified company engaged in the life insurance, cemetery and mortuary, and mortgage loan businesses. Primarily, the corporation underwrites and issues whole life, home service, and annuity insurance products, offering financial protection and investment opportunities for individuals and families. In the deathcare sector, Security National Financial operates cemeteries and funeral services, providing essential end-of-life services to communities. Additionally, its mortgage segment focuses on originating, purchasing, and selling residential mortgage loans, significantly impacting the real estate finance market. This diversified approach allows Security National Financial Corporation to participate actively in various sectors, from life insurance and estate planning to home financing, making it a significant player in providing financial and service solutions. Established in 1965 and headquartered in Salt Lake City, Utah, the company serves various geographic markets, ensuring a robust presence in key economic areas.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $345M | $340M | — | $32M | — |
| 2024 | $335M | $330M | — | $29M | — |
| 2023 | $318M | $314M | — | $14M | — |
| 2022 | $390M | $385M | — | $26M | — |
| 2021 | $471M | $467M | — | $40M | — |
| 2020 | $481M | $478M | — | $56M | — |
| 2019 | $283M | $280M | — | $11M | — |
| 2018 | $280M | $277M | — | $22M | — |
| 2017 | $277M | $275M | — | $14M | — |
| 2016 | $304M | $303M | — | $12M | — |
| 2015 | $280M | $279M | — | $13M | — |
| 2014 | $225M | $223M | — | $8M | — |
| 2013 | $215M | $213M | — | $8M | — |
| 2012 | $234M | $233M | — | $17M | — |
| 2011 | $160M | $158M | — | $1M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $1.56B | $1.15B | $410M | $102M | — |
| 2024 | $1.49B | $1.11B | $382M | $141M | — |
| 2023 | $1.43B | $1.12B | $313M | $127M | — |
| 2022 | $1.46B | $1.17B | $293M | $121M | — |
| 2021 | $1.55B | $1.25B | $300M | $131M | $280M |
| 2020 | $1.55B | $1.28B | $264M | $106M | $254M |
| 2019 | $1.33B | $1.14B | $197M | $128M | — |
| 2018 | $1.05B | $879M | $172M | $142M | — |
| 2017 | $982M | $834M | $149M | $45M | — |
| 2016 | $952M | $820M | $133M | $39M | — |
| 2015 | $840M | $723M | $118M | $40M | — |
| 2014 | $671M | $574M | $104M | $31M | — |
| 2013 | $619M | $531M | $88M | $38M | — |
| 2012 | $597M | $517M | $80M | $33M | — |
| 2011 | $523M | $462M | $61M | $16M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $46M | $2M | $44M |
| 2024 | $57M | $2M | $55M |
| 2023 | $54M | $1M | $53M |
| 2022 | $130M | $2M | $129M |
| 2021 | $145M | $5M | $139M |
| 2020 | -$130M | $2M | -$131M |
| 2019 | -$76M | $2M | -$77M |
| 2017 | $44M | -$911,007 | $43M |
| 2016 | $36M | $4M | $32M |
| 2015 | -$28M | $4M | -$32M |
| 2014 | -$12M | $2M | -$14M |
| 2013 | $37M | $4M | $33M |
| 2012 | $22M | $3M | $19M |
| 2011 | $7M | $765,633 | $6M |
| 2010 | -$14M | $859,988 | -$15M |

Source: [CompaniesByCap](https://companiesbycap.com/company/SNFCA)