# Richmond Mutual Bancorporation Inc. (RMBI)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $148M  
**Price:** $14.97 (+1.42%)

> Richmond Mutual Bancorporation Inc. is a diversified financial services company that primarily functions as a holding company for a range of community banking operations. Its primary purpose is to provide retail and commercial banking services, catering to the financial needs of individuals, small businesses, and commercial customers. Richmond Mutual Bancorporation Inc. impacts various sectors by offering products such as personal and business checking accounts, savings and time deposit accounts, commercial and industrial loans, and residential mortgage and consumer loans. Additionally, it provides online and mobile banking services, reflecting its commitment to technological integration in financial services. Headquartered in Indiana, the company's market significance lies in its focus on empowering local economies and fostering community development through prudent financial practices. Richmond Mutual Bancorporation Inc. plays a crucial role in supporting regional economic stability by facilitating capital flow and offering customized financial solutions.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $86M | — | — | $12M | — |
| 2024 | $81M | — | — | $9M | — |
| 2023 | $67M | — | — | $9M | — |
| 2022 | $52M | — | — | $13M | — |
| 2021 | $46M | — | — | $11M | — |
| 2020 | $43M | — | — | $10M | — |
| 2019 | $42M | — | — | -$14M | — |
| 2018 | $35M | — | — | $6M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $1.53B | $1.38B | $146M | $33M | — |
| 2024 | $1.50B | $1.37B | $133M | $22M | — |
| 2023 | $1.46B | $1.33B | $135M | $20M | — |
| 2022 | $1.33B | $1.20B | $132M | $16M | — |
| 2021 | $1.27B | $1.09B | $180M | $23M | — |
| 2020 | $1.08B | $891M | $193M | $49M | — |
| 2019 | $986M | $798M | $188M | $41M | — |
| 2018 | $850M | $764M | $86M | $15M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $16M | $1M | $15M |
| 2024 | $15M | $460,380 | $14M |
| 2023 | $12M | $619,209 | $11M |
| 2022 | $18M | $385,099 | $18M |
| 2021 | -$10M | $579,452 | -$10M |
| 2020 | $17M | $2M | $15M |
| 2019 | $10M | $960,004 | $9M |
| 2018 | $8M | $1M | $7M |

Source: [CompaniesByCap](https://companiesbycap.com/company/RMBI)