# Pinnacle Financial Partners Inc. (PNFP)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $7.25B  
**Price:** $93.29 (+0.19%)

> Pinnacle Financial Partners Inc. is a regional bank holding company that, together with its subsidiary Pinnacle Bank, provides a comprehensive suite of financial services to commercial and consumer clients across the Southeast and Atlantic Coast regions. It offers traditional banking products such as savings, checking, money market, and certificate of deposit accounts, alongside lending solutions including commercial, real estate, and consumer loans tailored to individuals, small to medium-sized businesses, and their owners. The company also delivers treasury management services like online wire origination, enhanced ACH, positive pay, zero balance accounts, and sweeps, as well as investment, trust, mortgage, and insurance products. Organized by geography with local decision-making authority, Pinnacle Financial Partners Inc. emphasizes relationship-based banking through teams of lenders, treasury specialists, and wealth advisors serving clients in nine states: Tennessee, Georgia, Florida, North Carolina, South Carolina, Alabama, Kentucky, Virginia, and Maryland. Following its merger with Synovus Financial Corp., the holding company is headquartered in Atlanta, Georgia, while the bank is headquartered in Nashville, Tennessee, operating more than 400 offices and maintaining strong deposit market share in key metropolitan areas like Nashville and Atlanta.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $2.80B | — | — | $642M | — |
| 2024 | $2.70B | — | — | $475M | — |
| 2023 | $2.35B | — | — | $562M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $57.71B | $50.66B | $7.04B | — | — |
| 2024 | $52.59B | $46.16B | $6.43B | — | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $759M | $80M | $679M |
| 2024 | $904M | $95M | $810M |
| 2023 | $478M | $78M | $400M |

Source: [CompaniesByCap](https://companiesbycap.com/company/PNFP)