# Oscar Health, Inc. (OSCR)

**Exchange:** NYSE  
**Sector:** Healthcare  
**Market cap:** $7.59B  
**Price:** $28.91 (+3.81%)

> Oscar Health, Inc. is a health insurance and healthcare technology company headquartered in New York, founded in 2012. The company focuses on delivering health coverage through a technology-driven, full-stack platform designed to simplify the healthcare experience for members. Oscar Health offers Individual & Family plans, small group coverage, and solutions tailored to Individual Coverage Health Reimbursement Arrangements (ICHRA), serving consumers, employers, and other organizations across various U.S. markets. Through its +Oscar technology services, the company provides infrastructure and tools to other payors and providers, enabling data-driven care management, member engagement, and plan administration. Oscar Health also operates the Lucie Health Marketplace, a platform that helps consumers compare and select health plans and related services, enhancing choice and transparency. Across its offerings, the company emphasizes intuitive digital engagement, virtual care access, and coordination with high-value clinical providers, positioning Oscar Health as a distinctive player in the managed health care and insurtech segments.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $29M | — | -$396M | -$443M | — |
| 2024 | $21M | — | $57M | $25M | — |
| 2023 | $21M | — | -$236M | -$271M | — |
| 2022 | $65M | — | -$590M | -$606M | — |
| 2021 | $5M | — | -$544M | -$573M | — |
| 2020 | — | — | -$402M | -$407M | — |
| 2019 | $488M | — | -$259M | -$261M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $6.33B | $5.34B | $978M | $2.77B | $430M |
| 2024 | $4.84B | $3.82B | $1.01B | $1.53B | $300M |
| 2023 | $3.60B | $2.80B | $804M | $1.87B | $299M |
| 2022 | $4.53B | $3.63B | $890M | $1.56B | $298M |
| 2021 | $3.32B | $1.93B | $1.39B | $1.10B | — |
| 2020 | $2.27B | $1.82B | -$1.30B | $826M | $142M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $1.09B | — | — |
| 2024 | $978M | — | — |
| 2023 | -$272M | — | — |
| 2022 | $380M | — | — |
| 2021 | -$182M | — | — |
| 2020 | $223M | — | — |
| 2019 | -$165M | — | — |

Source: [CompaniesByCap](https://companiesbycap.com/company/OSCR)