# Northpointe Bancshares Inc. (NPB)

**Exchange:** NYSE  
**Sector:** Financial Services  
**Market cap:** $611M  
**Price:** $18.28 (+1.44%)

> Northpointe Bancshares Inc. is a holding company specializing in financial services, primarily through its ownership and operation of Northpointe Bank. The company's primary function is to provide a comprehensive range of banking products and services to both individual and business clients. This includes retail and commercial banking solutions such as savings accounts, checking accounts, loans, mortgages, and wealth management services. Northpointe Bancshares Inc. typically has a robust presence in the regional banking sector, impacting local economies and facilitating personal and corporate financial growth. Its banking operations are supported by advanced digital platforms, enhancing customer accessibility and service efficiency. Northpointe Bancshares Inc.'s role in the financial market is significant, offering essential banking services that contribute to the financial stability and liquidity within its serviced areas. Serving as a trusted financial institution, it plays a crucial part in enabling transactions and fostering economic development in its community.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $242M | — | — | $83M | $2.11 |
| 2024 | $187M | — | — | $55M | $1.37 |
| 2023 | $196M | — | — | $34M | $0.70 |
| 2022 | $258M | — | — | $23M | $0.40 |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $7.02B | $6.45B | $569M | $496M | $1.54B |
| 2024 | $5.22B | $4.76B | $462M | $376M | $1.30B |
| 2023 | $4.76B | $4.33B | $431M | $352M | $1.31B |
| 2022 | $4.40B | $3.98B | $417M | $274M | $981M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $111M | -$3M | $41M |
| 2024 | $83M | -$1M | $19M |
| 2023 | $584M | -$3M | $499M |
| 2022 | $1.44B | -$3M | $1.35B |

Source: [CompaniesByCap](https://companiesbycap.com/company/NPB)