# MainStreet Bancshares Inc. (MNSB)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $183M  
**Price:** $24.46 (+0.93%)

> MainStreet Bancshares Inc. is a financial holding company involved in the provision of comprehensive banking services and solutions. It primarily functions through its subsidiary, MainStreet Bank, offering a wide spectrum of products such as commercial and retail banking services. Key services include deposit products, commercial loans, real estate loans, and personal credit solutions, catering to businesses, professionals, and individuals. Additionally, the bank is noted for its innovative financial technologies, particularly in areas such as remote deposit capture and digital banking applications. MainStreet Bank's customer-centric approach aims to deliver convenience and efficiency in financial transactions, thus streamlining everyday banking activities for its clients. Headquartered in Fairfax, Virginia, MainStreet Bancshares plays a significant role in its regional economic landscape by providing essential financial services that support local businesses and communities. In the broader financial market, it stands out due to its strong emphasis on technological integration and customer service excellence, marking its importance as a modern banking entity committed to adapting to changing industry demands.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $2M | $74M | — | $16M | — |
| 2024 | $2M | $66M | — | -$10M | — |
| 2023 | $2M | $80M | — | $27M | — |
| 2022 | $2M | $75M | — | $27M | — |
| 2021 | $2M | — | — | $22M | — |
| 2020 | $62M | — | — | $16M | — |
| 2019 | $59M | — | — | $14M | — |
| 2018 | $44M | — | — | $9M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $2.21B | $1.99B | $219M | — | — |
| 2024 | $2.23B | $2.02B | $208M | — | — |
| 2023 | $2.04B | $1.81B | $222M | — | — |
| 2022 | $1.88B | $1.73B | $198M | — | — |
| 2021 | $1.65B | $1.46B | $189M | — | — |
| 2020 | $1.64B | $1.48B | $168M | — | — |
| 2019 | $1.28B | $1.14B | $137M | — | — |
| 2018 | $1.10B | $979M | $121M | $58M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $15M | $4M | $11M |
| 2024 | $15M | $909,000 | $14M |
| 2023 | $32M | $497,000 | $31M |
| 2022 | $34M | $1M | $32M |
| 2021 | $29M | $2M | $27M |
| 2020 | $17M | $1M | $16M |
| 2019 | $17M | $990,000 | $16M |
| 2018 | $13M | $1M | $11M |

Source: [CompaniesByCap](https://companiesbycap.com/company/MNSB)