# Kingstone Companies Inc. (KINS)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $224M  
**Price:** $15.84 (+0.51%)

> Kingstone Companies Inc. is a property and casualty insurance holding company. The primary function of Kingstone Companies Inc. is to provide coverage for personal lines such as homeowners, multi-peril, and commercial automobile insurance. The company's insurance products serve both individual and commercial clients, ensuring financial protection against various risks and liabilities. A distinguishing feature of Kingstone is its focus on niche markets, particularly within the Northeastern United States, which allows for specialized service offerings tailored to regional customer needs. Headquartered in Kingston, New York, the company's strategic approach involves underwriting discipline and agile claims management, aiming to offer comprehensive and customer-oriented insurance solutions. In the financial market, Kingstone plays a significant role by supporting economic stability and risk management in its operating regions, contributing to the overall health of the insurance sector by adapting to regulatory changes and evolving market conditions.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $215M | — | — | $41M | — |
| 2024 | $155M | — | — | $18M | — |
| 2023 | $144M | — | — | -$6M | — |
| 2022 | $130M | — | — | -$23M | — |
| 2021 | $161M | — | — | -$7M | — |
| 2020 | $131M | — | — | $972,390 | — |
| 2019 | $145M | — | — | -$6M | — |
| 2018 | $114M | — | — | $3M | — |
| 2017 | $93M | — | — | $10M | — |
| 2016 | $77M | — | — | $9M | — |
| 2015 | $64M | — | — | $7M | — |
| 2014 | $50M | — | — | $5M | — |
| 2013 | $37M | — | — | $2M | — |
| 2012 | $29M | — | — | $766,706 | — |
| 2011 | $28M | — | — | $3M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $453M | $331M | $123M | — | $4M |
| 2024 | $375M | $308M | $67M | — | $11M |
| 2023 | $318M | $283M | $35M | $9M | $25M |
| 2022 | $320M | $284M | $36M | $12M | $18M |
| 2021 | $331M | $256M | $76M | $24M | $17M |
| 2020 | $318M | $225M | $93M | $19M | $30M |
| 2019 | $321M | $233M | $88M | $32M | $29M |
| 2018 | $267M | $178M | $89M | $21M | $29M |
| 2017 | $255M | $160M | $95M | $48M | $29M |
| 2016 | $169M | $113M | $57M | $12M | — |
| 2015 | $149M | $104M | $45M | $14M | — |
| 2014 | $135M | $94M | $41M | $10M | — |
| 2013 | $117M | $81M | $36M | $20M | — |
| 2012 | $93M | $77M | $16M | $2M | — |
| 2011 | $70M | $54M | $15M | $173,126 | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $76M | $3M | $73M |
| 2024 | $58M | $2M | $56M |
| 2023 | -$11M | $2M | -$13M |
| 2022 | -$915,521 | $5M | -$5M |
| 2021 | $24M | $4M | $20M |
| 2020 | -$10M | $3M | -$14M |
| 2019 | $30M | $4M | $26M |
| 2018 | $22M | $3M | $20M |
| 2017 | $28M | $3M | $25M |
| 2016 | $15M | $576,212 | $15M |
| 2015 | $20M | $1M | $19M |
| 2014 | $17M | $808,480 | $17M |
| 2013 | $7M | — | — |
| 2012 | $6M | — | — |
| 2011 | $7M | — | — |

Source: [CompaniesByCap](https://companiesbycap.com/company/KINS)