# Jack Henry & Associates, Inc. (JKHY)

**Exchange:** NASDAQ  
**Sector:** Technology  
**Market cap:** $9.29B  
**Price:** $127.59 (+0.19%)

> Jack Henry & Associates, Inc. is a financial technology company that provides integrated technology and payment processing solutions to financial institutions. The company focuses on supporting banks and credit unions with core processing platforms, digital banking, and a wide range of complementary software and services that help manage accounts, loans, deposits, and regulatory compliance. Its operations are organized into segments including Core, Payments, and Complementary solutions, as well as corporate functions. Jack Henry & Associates, Inc. serves primarily small and midsize banks and credit unions across the United States, offering tools for electronic funds transfer, card and payment processing, and information security. Through its technology, the company plays a significant role in the infrastructure of retail and commercial banking, enabling clients to streamline operations, enhance customer-facing digital experiences, and handle high volumes of secure financial transactions in a cost-effective manner. Headquartered in Monett, Missouri and founded in 1976, it is recognized as a key provider in the U.S. financial technology services market.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $2.38B | $1.01B | $569M | $456M | $6.24 |
| 2024 | $2.22B | $916M | $489M | $382M | $5.23 |
| 2023 | $2.08B | $859M | $481M | $367M | $5.02 |
| 2022 | $1.94B | $814M | $475M | $363M | $4.94 |
| 2021 | $1.76B | $695M | $399M | $311M | $4.12 |
| 2020 | $1.70B | $689M | $381M | $297M | $3.86 |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $3.04B | $913M | $2.13B | $102M | — |
| 2024 | $2.92B | $1.08B | $1.84B | $38M | $60M |
| 2023 | $2.77B | $1.17B | $1.61B | $12M | $275M |
| 2022 | $2.46B | $1.07B | $1.38B | $49M | $115M |
| 2021 | $2.34B | $1.02B | $1.32B | $51M | $100M |
| 2020 | $2.43B | $879M | $1.55B | $213M | $208,000 |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $694M | — | $410M |
| 2024 | $642M | — | $336M |
| 2023 | $519M | — | $175M |
| 2022 | $586M | — | $313M |
| 2021 | $514M | — | $304M |
| 2020 | $512M | — | $333M |

Source: [CompaniesByCap](https://companiesbycap.com/company/JKHY)