# Inter & Co, Inc. (INTR)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $2.45B  
**Price:** $5.56 (-1.94%)

> Inter & Co Inc. is a financial services company that primarily focuses on providing banking and digital payment solutions in Brazil. It operates as a digital bank, offering a wide array of services such as personal accounts, loans, credit cards, and investment opportunities. The company is known for its user-friendly mobile application, which enables customers to perform banking transactions conveniently from their smartphones. Inter & Co Inc. targets both individual consumers and small to medium-sized enterprises, aiming to enhance financial inclusion through its digital offerings. The company plays a significant role in the fintech sector in Brazil, as it embraces technological advancements to deliver efficient and cost-effective financial services. Inter & Co Inc.'s operations highlight its commitment to innovation within the banking industry, contributing to the transformation of traditional banking into a more accessible and technologically driven landscape.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $8.40B | — | — | $1.40B | $2.96 |
| 2024 | $6.40B | — | — | $973M | $2.07 |
| 2023 | $4.75B | — | — | $352M | $0.75 |
| 2022 | $3.56B | — | — | -$14M | $-0.03 |
| 2021 | $2.22B | — | — | -$55M | $-0.01 |
| 2020 | $1.12B | — | — | $31M | $0.00 |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $98.61B | $88.22B | $10.39B | $11.27B | $15.06B |
| 2024 | $76.46B | $67.39B | $9.07B | $6.84B | $10.13B |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $18.88B | -$110M | $7.16B |
| 2024 | $9.82B | -$82M | $3.25B |
| 2023 | $14.10B | -$18M | $7.27B |
| 2022 | $6.91B | -$28M | $1.82B |
| 2021 | $7.99B | -$32M | -$196M |
| 2020 | $6.93B | -$10M | $2.83B |

Source: [CompaniesByCap](https://companiesbycap.com/company/INTR)