# International Bancshares Corporation (IBOC)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $4.69B  
**Price:** $75.31 (+1.11%)

> International Bancshares Corporation is a publicly traded financial holding company primarily active in the banking sector. As the parent company of IBC Bank, its primary function is to offer a suite of banking services that cater to individuals, businesses, and governmental entities, predominantly in the Texas and Oklahoma regions. Known for its strong regional presence, the company plays a significant role in facilitating personal and commercial banking needs, including loans, mortgages, and deposit services. This regional bank is distinct for its strategic focus on community-oriented service, fostering local economic growth. Founded in 1966, International Bancshares Corporation has built a reputation for stability and trust, positioning itself as a linchpin in the areas it serves. By maintaining robust local customer relationships, it underscores the importance of accessible, reliable banking solutions, while contributing to regional economic stability and development.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $886M | — | — | $412M | $6.62 |
| 2024 | $866M | — | — | $409M | $6.57 |
| 2023 | $800M | — | — | $412M | $6.62 |
| 2022 | $526M | — | — | $300M | $4.78 |
| 2021 | $398M | — | — | $254M | $4.00 |
| 2020 | $427M | — | — | $167M | $2.62 |
| 2019 | $492M | — | — | $205M | $3.12 |
| 2018 | $466M | — | — | $216M | $3.24 |
| 2017 | $415M | — | — | $157M | $2.36 |
| 2016 | $388M | — | — | $134M | $2.02 |
| 2015 | $397M | — | — | $137M | $2.05 |
| 2014 | $394M | — | — | $153M | $2.28 |
| 2013 | $363M | — | — | $126M | $1.88 |
| 2012 | $376M | — | — | $108M | $1.39 |
| 2011 | $418M | — | — | $127M | $1.69 |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $16.58B | $13.32B | $3.25B | $536M | — |
| 2024 | $15.74B | $12.94B | $2.80B | $353M | — |
| 2023 | $15.07B | $12.62B | $2.45B | $651M | — |
| 2022 | $15.50B | $13.46B | $2.04B | $2.09B | — |
| 2021 | $16.05B | $13.74B | $2.31B | $3.21B | — |
| 2020 | $14.03B | $11.85B | $2.18B | $2.00B | — |
| 2019 | $12.11B | $9.99B | $2.12B | $257M | — |
| 2018 | $11.87B | $9.93B | $1.94B | $317M | — |
| 2017 | $12.18B | $10.35B | $1.84B | $265M | — |
| 2016 | $11.80B | $10.08B | $1.72B | $269M | — |
| 2015 | $11.77B | $10.11B | $1.67B | $273M | — |
| 2014 | $12.20B | $10.62B | $1.58B | $255M | — |
| 2013 | $12.08B | $10.66B | $1.42B | $255M | — |
| 2012 | $11.88B | $10.45B | $1.44B | $283M | — |
| 2011 | $11.74B | $10.14B | $1.60B | $262M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $491M | $18M | $473M |
| 2024 | $474M | $14M | $460M |
| 2023 | $474M | $27M | $447M |
| 2022 | $388M | $19M | $369M |
| 2021 | $292M | $10M | $281M |
| 2020 | $305M | $7M | $298M |
| 2019 | $312M | $30M | $282M |
| 2018 | $230M | $21M | $208M |
| 2017 | $197M | $14M | $183M |
| 2016 | $203M | $39M | $164M |
| 2015 | $204M | $20M | $184M |
| 2010 | $127M | $16M | $111M |
| 2009 | $142M | $61M | $81M |
| 2008 | $154M | $69M | $86M |

Source: [CompaniesByCap](https://companiesbycap.com/company/IBOC)