# Hoyne Bancorp, Inc. (HYNE)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $121M  
**Price:** $16.25 (-0.06%)

> Hoyne Bancorp, Inc. is a bank holding company that serves as the parent of Hoyne Savings Bank, a long-standing community-focused financial institution based in the Chicago area. The company’s primary purpose is to provide traditional retail banking services, including savings and checking accounts, certificates of deposit, and a range of loan products tailored to individuals and small businesses in its local market. Operating within the regional banking sector, Hoyne Bancorp, Inc. plays a role in channeling local deposits into residential and commercial lending, thereby supporting household financing and neighborhood economic activity. The company recently completed a strategic conversion from a mutual holding company to a fully stock-owned structure, accompanied by a subscription offering that raised new equity capital and established both an employee stock ownership plan and a charitable foundation. Through this structure, Hoyne Bancorp, Inc. combines its community banking mission with the governance, disclosure standards, and capital access associated with a publicly listed financial institution.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $20M | — | — | $232,690 | $0.03 |
| 2024 | $17M | — | — | -$2M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $489M | $328M | $161M | — | — |
| 2024 | $450M | $364M | $86M | — | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $1M | $1M | $201,986 |
| 2024 | -$3M | $978,347 | -$4M |

Source: [CompaniesByCap](https://companiesbycap.com/company/HYNE)