# Hawthorn Bancshares Inc. (HWBK)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $256M  
**Price:** $37.00 (+2.35%)

> Hawthorn Bancshares Inc. is a regional financial services holding company that primarily focuses on the provision of banking services. Its flagship, Hawthorn Bank, delivers a comprehensive range of financial products and services designed to meet the diverse needs of individuals, businesses, and governmental entities in its market area. Based in Missouri, Hawthorn Bancshares plays a vital role in its local economy by providing loans for consumer, real estate, and commercial purposes, as well as offering deposit services, wealth management, and financial planning.

A distinctive feature of Hawthorn Bancshares is its strong community orientation, emphasizing personalized service and community involvement. It actively supports local development through a network of branch locations throughout central and western Missouri. The bank engages with sectors such as agriculture, healthcare, manufacturing, and real estate, providing tailored solutions to these industries' unique financial requirements. 

In the financial market, Hawthorn Bancshares Inc. represents a significant player within the regional banking sector, offering investors a glimpse into the economic health of the specific locales it operates in, while contributing to the broader financial ecosystem through its integration of traditional banking values with modern financial innovation.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $80M | — | — | $24M | $3.43 |
| 2024 | $73M | — | — | $18M | $2.61 |
| 2023 | $55M | — | — | $956,000 | $0.14 |
| 2022 | $73M | — | — | $21M | $2.94 |
| 2021 | $75M | — | — | $23M | $3.14 |
| 2020 | $68M | — | — | $14M | $1.96 |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $1.89B | $1.72B | $174M | $105M | $155M |
| 2024 | $1.83B | $1.68B | $150M | $52M | $133M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $27M | -$4M | $23M |
| 2024 | $24M | -$3M | $23M |
| 2023 | $5M | -$2M | $16M |
| 2022 | $23M | -$2M | $18M |
| 2021 | $37M | -$545,000 | $30M |
| 2020 | $21M | -$2M | $19M |

Source: [CompaniesByCap](https://companiesbycap.com/company/HWBK)