# Flagstar Bank, National Association (FLG)

**Exchange:** NYSE  
**Sector:** Financial Services  
**Market cap:** $6.01B  
**Price:** $14.48 (+1.76%)

> Flagstar Bank, National Association is a financial institution providing comprehensive banking services across consumer, commercial, and mortgage lending sectors. It serves a diverse clientele including individuals, small businesses, and corporations through offerings such as deposit accounts, multi-family and commercial real estate loans, industrial financing, and wealth management solutions. Headquartered in Hicksville, New York, the bank operates branches in key regions including the Northeast, Midwest, Southeast, and West Coast, with specialized private banking teams servicing high net-worth clients. As a mid-cap entity with a market capitalization around $5 billion, Flagstar plays a significant role in regional banking markets and is involved in strategic corporate restructuring and growth initiatives to enhance its lending and service capabilities. The bank’s operations reflect a focus on relationship-driven, industry-specialized lending alongside a broad product suite tailored to support client business growth and financial needs.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $4.47B | — | — | -$177M | $-0.50 |
| 2024 | $5.95B | — | — | -$1.12B | $-3.49 |
| 2023 | $5.49B | — | — | -$79M | $-0.49 |
| 2022 | $27M | — | — | $650M | $3.77 |
| 2021 | $23M | — | — | $596M | $1.20 |
| 2020 | $22M | — | — | $511M | $1.02 |
| 2019 | $29M | — | — | $395M | $0.77 |
| 2018 | $30M | — | — | $422M | $0.79 |
| 2017 | $32M | — | — | $466M | $0.90 |
| 2016 | $33M | — | — | $495M | $1.01 |
| 2015 | $1.69B | — | — | -$47M | $-0.11 |
| 2014 | $1.68B | — | — | $485M | $1.09 |
| 2013 | $1.71B | — | — | $476M | $1.08 |
| 2012 | $1.46B | — | — | $501M | $1.13 |
| 2011 | $1.44B | — | — | $480M | $1.09 |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $87.51B | $79.37B | $8.14B | — | $8.18B |
| 2024 | $100.16B | $91.99B | $8.17B | $15.43B | $11.68B |
| 2023 | $114.06B | $105.69B | $8.37B | $11.47B | $21.27B |
| 2022 | $90.14B | $81.32B | $8.82B | $2.03B | $21.33B |
| 2021 | $59.53B | $52.48B | $7.04B | $2.21B | — |
| 2020 | $56.31B | $49.46B | $6.84B | $1.95B | — |
| 2019 | $53.64B | $46.93B | $6.71B | $742M | — |
| 2018 | $51.90B | $45.24B | $6.66B | $1.48B | — |
| 2017 | $49.12B | $42.33B | $6.80B | $2.53B | — |
| 2016 | $48.93B | $42.80B | $6.12B | $558M | — |
| 2015 | $50.32B | $44.38B | $5.93B | $538M | — |
| 2014 | $48.56B | $42.78B | $5.78B | $564M | — |
| 2013 | $46.69B | $40.95B | $5.74B | $645M | — |
| 2012 | $44.15B | $38.49B | $5.66B | $2.43B | — |
| 2011 | $42.02B | $36.46B | $5.57B | $2.00B | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | -$181M | — | — |
| 2024 | $86M | — | — |
| 2023 | $263M | — | — |
| 2022 | $1.03B | — | — |
| 2021 | $290M | — | — |
| 2020 | $334M | — | — |
| 2019 | $510M | — | — |
| 2018 | $540M | $10M | $531M |
| 2017 | $1.33B | $28M | $1.30B |
| 2016 | $756M | $84M | $671M |
| 2013 | $1.38B | $37M | $1.34B |
| 2012 | $576M | $39M | $537M |
| 2011 | $830M | $41M | $789M |
| 2010 | -$70M | $49M | -$118M |
| 2009 | $215M | $7M | $208M |

Source: [CompaniesByCap](https://companiesbycap.com/company/FLG)