# Donegal Group Inc. (DGICA)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Price:** $17.54 (+0.34%)

> Donegal Group Inc., an American property and casualty insurance company, is focused on providing comprehensive insurance solutions to meet diverse needs. Primarily dealing with personal and commercial insurance products, the company offers coverage for automobiles, homes, and businesses. Donegal Group Inc. plays a crucial role in the insurance market, catering to both individual policyholders and small to mid-sized businesses.

Founded in 1986 and headquartered in Marietta, Pennsylvania, the company operates primarily in the Mid-Atlantic, Southeastern, and Midwestern regions of the United States. Its commitment to regional focus allows it to provide tailored insurance services, understanding the specific risks and requirements unique to these locales.

Donegal Group Inc. underwrites its policies through several subsidiaries, leveraging its extensive agent network to deliver products efficiently and effectively. As a publicly traded company, it contributes to providing stability and peace of mind to its customers, showcasing a sustained commitment to risk management and customer service within its targeted markets.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $978M | — | — | $79M | — |
| 2024 | $990M | — | — | $51M | — |
| 2023 | $927M | — | — | $4M | — |
| 2022 | $848M | — | — | -$2M | — |
| 2021 | $816M | — | — | $25M | — |
| 2020 | $778M | — | — | $53M | — |
| 2019 | $812M | — | — | $47M | — |
| 2018 | $772M | — | — | -$33M | — |
| 2017 | $739M | — | — | $7M | — |
| 2016 | $688M | — | — | $31M | — |
| 2015 | $636M | — | — | $21M | — |
| 2014 | $587M | — | — | $15M | — |
| 2013 | $547M | — | — | $26M | — |
| 2012 | $515M | — | — | $23M | — |
| 2011 | $475M | — | — | $452,953 | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $2.39B | $1.75B | $640M | — | — |
| 2024 | $2.34B | $1.79B | $546M | — | — |
| 2023 | $2.27B | $1.79B | $480M | — | — |
| 2022 | $2.24B | $1.76B | $484M | — | — |
| 2021 | $2.26B | $1.72B | $531M | — | — |
| 2020 | $2.16B | $1.64B | $518M | — | — |
| 2019 | $1.92B | $1.47B | $451M | — | — |
| 2018 | $1.83B | $1.43B | $399M | — | — |
| 2017 | $1.74B | $1.29B | $449M | — | — |
| 2016 | $1.62B | $1.18B | $439M | — | — |
| 2015 | $1.54B | $1.13B | $408M | — | — |
| 2014 | $1.46B | $1.04B | $416M | — | — |
| 2013 | $1.39B | $989M | $397M | — | — |
| 2012 | $1.34B | $937M | $400M | — | — |
| 2011 | $1.29B | $907M | $383M | — | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $70M | — | — |
| 2024 | $67M | — | — |
| 2023 | $29M | — | — |
| 2022 | $67M | — | — |
| 2021 | $77M | — | — |
| 2020 | $101M | — | — |
| 2019 | $76M | — | — |
| 2018 | $64M | — | — |
| 2017 | $81M | — | — |
| 2016 | $60M | — | — |
| 2013 | $46M | $1M | $45M |
| 2012 | $25M | $744,082 | $24M |
| 2011 | $21M | $238,538 | $21M |
| 2010 | $22M | $651,160 | $21M |
| 2009 | $34M | $941,020 | $33M |

Source: [CompaniesByCap](https://companiesbycap.com/company/DGICA)