# Clover Health Investments, Corp. (CLOV)

**Exchange:** NASDAQ  
**Sector:** Healthcare  
**Market cap:** $2.50B  
**Price:** $4.89 (+13.99%)

> Clover Health Investments, Corp. is a healthcare technology company that provides Medicare Advantage plans in the United States. Its primary focus is empowering physicians to proactively manage chronic diseases among Medicare-eligible individuals through its proprietary software platform, Clover Assistant. This cloud-based tool aggregates patient data from the healthcare ecosystem, delivering personalized insights for early detection, identification, and management of conditions to support clinical decision-making and improve health outcomes. The company operates in the insurance segment, offering preferred provider organization (PPO) and health maintenance organization (HMO) plans, with an emphasis on wide-network, high-choice PPO options available in several states. Clover Health Investments, Corp. integrates technology-driven preventive care into its offerings, positioning it as a key player in value-based healthcare within the Medicare Advantage market. Founded in 2014 and headquartered in Wilmington, Delaware, it serves members seeking enhanced, data-informed medical experiences.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $1.92B | — | -$86M | -$86M | — |
| 2024 | $1.37B | — | -$46M | -$43M | — |
| 2023 | $1.26B | $257M | -$205M | -$213M | — |
| 2022 | $1.10B | $23M | -$287M | -$340M | — |
| 2021 | $1.47B | -$79M | -$637M | -$588M | — |
| 2020 | $673M | — | -$93M | -$136M | — |
| 2019 | $462M | — | -$183M | -$364M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $541M | $232M | $309M | $78M | — |
| 2024 | $581M | $240M | $341M | $195M | — |
| 2023 | $571M | $284M | $286M | $123M | — |
| 2022 | $809M | $452M | $357M | $104M | — |
| 2021 | $951M | $411M | $535M | $300M | $20M |
| 2020 | $267M | $433M | -$617M | $92M | $106M |
| 2019 | $100,346 | $117,977 | -$17,631 | $68M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | -$67M | $2M | -$69M |
| 2024 | $35M | $2M | $33M |
| 2023 | -$145M | $584,000 | -$145M |
| 2022 | -$204M | $4M | -$208M |
| 2021 | -$282M | $723,000 | -$283M |
| 2020 | -$118M | $693,000 | -$119M |
| 2019 | -$160M | $23,000 | -$160M |

Source: [CompaniesByCap](https://companiesbycap.com/company/CLOV)