# Citizens Financial Group, Inc. (CFG)

**Exchange:** NYSE  
**Sector:** Financial Services  
**Market cap:** $29.06B  
**Price:** $66.51 (+2.39%)

> Citizens Financial Group, Inc. is a diversified financial services company and bank holding company headquartered in Providence, Rhode Island. The firm provides a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutional clients. Its core activities are organized primarily through Commercial Banking and Consumer Banking, supported by additional non-core operations. In Consumer Banking, Citizens Financial Group offers checking and savings accounts, mortgages and home equity lending, credit cards, small business loans, education loans, point-of-sale financing, and wealth management and investment services. On the commercial side, it provides lending, treasury management, capital markets solutions, and other financial services tailored to business and institutional needs. Operating within the regional banks segment of the financial services industry, Citizens Financial Group plays a significant role as a full-service banking partner in its footprint, connecting retail and corporate clients with everyday banking solutions and more specialized financial capabilities.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $1.64B | — | — | $1.83B | — |
| 2024 | $1.53B | — | — | $1.51B | — |
| 2023 | $1.27B | — | — | $1.61B | — |
| 2022 | $1.30B | — | — | $2.07B | — |
| 2021 | $1.32B | — | — | $2.32B | — |
| 2020 | $1.08B | — | — | $1.06B | — |
| 2019 | $1.17B | — | — | $1.79B | — |
| 2018 | $1.12B | — | — | $1.72B | — |
| 2017 | $5.71B | — | — | $1.65B | — |
| 2016 | $5.25B | — | — | $1.04B | — |
| 2015 | $4.82B | — | — | $840M | — |
| 2014 | $4.98B | — | — | $865M | — |
| 2013 | $4.69B | — | — | -$3.43B | — |
| 2012 | $4.89B | — | — | $643M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $226.35B | $200.03B | $26.32B | — | $11.22B |
| 2024 | $217.52B | $193.27B | $24.25B | — | $12.40B |
| 2023 | $221.96B | $197.62B | $24.34B | — | $13.47B |
| 2022 | $226.73B | $203.04B | $23.69B | — | $15.89B |
| 2021 | $188.41B | $164.99B | $23.42B | — | $6.93B |
| 2020 | $183.35B | $160.68B | $22.67B | — | $8.35B |
| 2019 | $165.73B | $143.53B | $22.20B | — | $14.05B |
| 2018 | $160.52B | $139.70B | $20.82B | $4.07B | $15.93B |
| 2017 | $152.34B | $132.07B | $20.27B | $3.03B | $11.77B |
| 2016 | $149.52B | $129.77B | $19.75B | $3.70B | $12.79B |
| 2015 | $138.21B | $118.56B | $19.65B | $3.08B | $9.89B |
| 2014 | $132.86B | $113.59B | $19.27B | $3.28B | $4.64B |
| 2013 | $122.15B | $102.96B | $19.20B | $2.76B | $1.41B |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $2.21B | — | — |
| 2024 | $2.00B | — | — |
| 2023 | $2.96B | — | — |
| 2022 | $4.12B | — | — |
| 2021 | $2.27B | — | — |
| 2020 | $111M | — | — |
| 2019 | $1.70B | $126M | $1.57B |
| 2018 | $1.77B | $232M | $1.53B |
| 2017 | $1.88B | $253M | $1.63B |
| 2016 | $1.49B | — | — |
| 2015 | $1.23B | — | — |
| 2014 | $1.39B | — | — |
| 2013 | $2.65B | — | — |
| 2012 | $1.71B | — | — |

Source: [CompaniesByCap](https://companiesbycap.com/company/CFG)