# Capital Bancorp Inc. (CBNK)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $562M  
**Price:** $33.51 (+0.87%)

> Capital Bancorp Inc. is a financial holding company that offers a broad range of banking services predominantly through its primary subsidiary, Capital Bank N.A. As a key player in the community banking sector, the company provides personalized financial solutions across deposit accounts, commercial lending, and mortgage banking services, catering mainly to small and medium-sized enterprises, professionals, and consumers. Capital Bancorp Inc. is known for its strategic focus on technology-driven solutions, which enhance operational efficiencies and customer engagement. This focus is evident in their robust digital banking platforms that offer seamless and secure online access to banking services. The company plays a significant role in the banking industry by promoting economic growth and contributing to the financial stability of the regions it serves. With its headquarters in Maryland, Capital Bancorp Inc. not only caters to a diverse client base but also stimulates local development through its financial expertise and commitment to community involvement.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $261M | — | — | $57M | — |
| 2024 | $213M | — | -$4M | $31M | — |
| 2023 | $183M | — | -$5M | $36M | — |
| 2022 | $151M | — | -$4M | $42M | — |
| 2021 | $123M | — | — | $40M | — |
| 2020 | $97M | — | — | $26M | — |
| 2019 | $82M | — | — | $17M | — |
| 2018 | $69M | — | — | $13M | — |
| 2017 | $57M | — | — | $7M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $3.61B | $3.20B | $402M | — | — |
| 2024 | $3.21B | $2.85B | $355M | — | — |
| 2023 | $2.23B | $1.97B | $255M | — | — |
| 2022 | $2.12B | $1.90B | $224M | — | — |
| 2021 | $2.06B | $1.86B | $198M | — | — |
| 2020 | $1.88B | $1.72B | $159M | — | — |
| 2019 | $1.43B | $1.29B | $133M | — | — |
| 2018 | $1.11B | $990M | $115M | $35M | — |
| 2017 | $1.03B | $946M | $80M | $52M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $70M | — | — |
| 2024 | $35M | — | — |
| 2023 | $47M | — | — |
| 2022 | $51M | — | — |
| 2021 | $132M | — | — |
| 2020 | $5M | — | — |
| 2019 | -$27M | — | — |
| 2018 | $28M | $2M | $27M |
| 2017 | $35M | $1M | $33M |

Source: [CompaniesByCap](https://companiesbycap.com/company/CBNK)