# Cass Information Systems, Inc. (CASS)

**Exchange:** NASDAQ  
**Sector:** Industrials  
**Market cap:** $662M  
**Price:** $49.14 (+1.63%)

> Cass Information Systems, Inc. is a leading provider of payment and information services. The primary function of the company is to enable businesses to manage their transactions efficiently by automating the processing of bills, invoices, and related documents. This enhances operational efficiency and financial accuracy for its clients, which include companies with high transaction volumes across various sectors such as transportation, energy, telecommunications, and financial services. Cass Information Systems stands out in the market due to its specialized expertise in integrating transaction processing with comprehensive data management and analytics. This combination allows businesses to make informed decisions based on thorough data insights and streamlined financial processes. Headquartered in St. Louis, Missouri, the company plays a crucial role in optimizing financial and operational workflows for a wide range of industries by providing technology-driven solutions that contribute to cost reduction and improved cash flow management.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $108M | — | — | $35M | — |
| 2024 | $110M | — | — | $19M | — |
| 2023 | $106M | — | — | $30M | — |
| 2022 | $122M | — | — | $35M | — |
| 2021 | $109M | — | — | $29M | — |
| 2020 | $99M | — | — | $25M | — |
| 2019 | $109M | — | — | $30M | — |
| 2018 | $148M | — | — | $30M | — |
| 2017 | $135M | — | — | $25M | — |
| 2016 | $126M | — | — | $24M | — |
| 2015 | $121M | — | — | $23M | — |
| 2014 | $117M | — | — | $24M | — |
| 2013 | $115M | — | — | $23M | — |
| 2012 | $112M | — | — | $23M | — |
| 2011 | $107M | — | — | $23M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $2.61B | $2.36B | $243M | $392M | — |
| 2024 | $2.40B | $2.17B | $229M | $350M | — |
| 2023 | $2.48B | $2.25B | $230M | $372M | — |
| 2022 | $2.57B | $2.37B | $206M | $201M | — |
| 2021 | $2.55B | $2.31B | $246M | $515M | — |
| 2020 | $2.20B | $1.94B | $261M | $671M | — |
| 2019 | $1.76B | $1.52B | $244M | $204M | — |
| 2018 | $1.70B | $1.47B | $230M | $231M | — |
| 2017 | $1.60B | $1.43B | $225M | $228M | — |
| 2016 | $1.50B | $1.30B | $208M | $267M | — |
| 2015 | $1.46B | $1.25B | $207M | $253M | — |
| 2014 | $1.50B | $1.30B | $200M | $294M | — |
| 2013 | $1.33B | $1.14B | $190M | $225M | — |
| 2012 | $1.29B | $1.11B | $174M | $141M | — |
| 2011 | $1.32B | $1.16B | $161M | $236M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $37M | $6M | $32M |
| 2024 | $39M | $9M | $30M |
| 2023 | $37M | $12M | $25M |
| 2022 | $52M | $6M | $46M |
| 2021 | $35M | $4M | $30M |
| 2020 | $48M | $2M | $46M |
| 2019 | $42M | $3M | $39M |
| 2018 | $48M | $4M | $44M |
| 2017 | $39M | $4M | $35M |
| 2016 | $35M | $5M | $31M |
| 2015 | $33M | $6M | $28M |
| 2012 | $35M | $3M | $32M |
| 2011 | $26M | $2M | $24M |
| 2010 | $24M | $1M | $23M |
| 2009 | $19M | $1M | $18M |

Source: [CompaniesByCap](https://companiesbycap.com/company/CASS)