# Bank of Marin Bancorp (BMRC)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $416M  
**Price:** $26.12 (-0.11%)

> Bank of Marin Bancorp is the parent holding company for Bank of Marin, a community-focused commercial bank headquartered in Novato, California. It operates through its subsidiary to deliver relationship banking services across Northern California, emphasizing trust, integrity, and personalized financial solutions for businesses and individuals. The bank provides a comprehensive suite of products including deposit accounts such as checking, savings, certificates of deposit, individual retirement accounts, health savings accounts, and insured cash sweep options; diversified loan portfolios featuring commercial lending, real estate-secured loans, commercial and industrial loans, and loans to individuals; as well as wealth management and trust services. With 29 branches and commercial banking offices spanning 10 counties, including key areas like San Francisco, Napa, Sonoma, and Alameda, Bank of Marin specializes in supporting small businesses, vineyards, and local enterprises through flexible lending, treasury management, and customized growth strategies. Its core philosophy centers on disciplined fundamentals, community commitment via employee volunteerism and philanthropy, and legendary service to foster long-term client loyalty in the regional financial market.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $152M | — | — | -$36M | — |
| 2024 | $141M | — | — | -$8M | — |
| 2023 | $139M | — | — | $20M | — |
| 2022 | $130M | — | — | $47M | — |
| 2021 | $108M | — | — | $33M | — |
| 2020 | $100M | — | — | $30M | — |
| 2019 | $100M | — | — | $34M | — |
| 2018 | $95M | — | — | $33M | — |
| 2017 | $77M | — | — | $16M | — |
| 2016 | $75M | — | — | $23M | — |
| 2015 | $69M | — | — | $18M | — |
| 2014 | $73M | — | — | $20M | — |
| 2013 | $61M | — | — | $14M | — |
| 2012 | $66M | — | — | $18M | — |
| 2011 | $69M | — | — | $16M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $3.90B | $3.51B | $395M | — | — |
| 2024 | $3.70B | $3.27B | $435M | — | — |
| 2023 | $3.80B | $3.36B | $439M | — | — |
| 2022 | $4.15B | $3.74B | $412M | — | — |
| 2021 | $4.31B | $3.86B | $450M | — | — |
| 2020 | $2.91B | $2.55B | $358M | — | — |
| 2019 | $2.71B | $2.37B | $337M | — | — |
| 2018 | $2.52B | $2.20B | $316M | — | — |
| 2017 | $2.47B | $2.17B | $297M | — | — |
| 2016 | $2.02B | $1.79B | $231M | — | — |
| 2015 | $2.03B | $1.82B | $214M | — | — |
| 2014 | $1.79B | $1.59B | $200M | — | — |
| 2013 | $1.81B | $1.62B | $181M | — | — |
| 2012 | $1.43B | $1.28B | $152M | — | — |
| 2011 | $1.39B | $1.26B | $136M | — | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $39M | $2M | $37M |
| 2024 | $28M | $520,000 | $28M |
| 2023 | $36M | $2M | $34M |
| 2022 | $55M | $2M | $53M |
| 2021 | $45M | $1M | $44M |
| 2020 | $41M | $981,000 | $40M |
| 2019 | $41M | — | — |
| 2018 | $42M | — | — |
| 2017 | $27M | — | — |
| 2016 | $25M | — | — |
| 2015 | $24M | — | — |
| 2014 | $19M | — | — |
| 2013 | $21M | — | — |
| 2012 | $21M | — | — |
| 2011 | $22M | — | — |

Source: [CompaniesByCap](https://companiesbycap.com/company/BMRC)