# Brighthouse Financial Inc. (BHF)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $3.63B  
**Price:** $62.67 (-0.67%)

> Brighthouse Financial Inc. is a U.S.-based provider of annuity and life insurance products, operating through independent distribution channels and marketing arrangements with diverse partners. The company structures its business into key segments: Annuities, which offers variable, fixed, index-linked, and income annuities to support tax-deferred wealth accumulation, transfer, and income security; Life, providing term, universal, whole, and variable life insurance for financial protection and wealth transfer needs; and Run-off, managing legacy blocks including structured settlements, pension risk transfers, and certain life insurance policies. Brighthouse Financial Inc. focuses on delivering tailored solutions to individual policyholders and contract holders seeking long-term financial stability in the competitive insurance market. Headquartered in Charlotte, North Carolina, it plays a vital role in the life and health insurance sector by emphasizing product innovation and broad distribution networks.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $6.77B | — | — | $433M | — |
| 2024 | $4.72B | — | — | $388M | — |
| 2023 | $4.12B | — | — | -$1.11B | — |
| 2022 | $6.87B | — | — | $3.88B | — |
| 2021 | $4.98B | — | — | $1.64B | — |
| 2020 | $8.50B | — | — | -$1.06B | — |
| 2019 | $6.55B | — | — | -$740M | — |
| 2018 | $8.96B | — | — | $865M | — |
| 2017 | $6.84B | — | — | -$378M | — |
| 2016 | $3.02B | — | — | — | — |
| 2015 | $8.89B | — | — | — | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $241.80B | $234.97B | $6.77B | — | $3.15B |
| 2024 | $238.54B | $233.51B | $4.96B | — | $3.15B |
| 2023 | $236.34B | $231.33B | $4.94B | — | $3.16B |
| 2022 | $224.85B | $219.25B | $5.53B | — | $3.16B |
| 2021 | $262.26B | $253.81B | $16.14B | $4.47B | $3.16B |
| 2020 | $247.87B | $229.78B | $18.02B | $4.11B | $3.44B |
| 2019 | $227.26B | $211.02B | $16.17B | $2.88B | $4.37B |
| 2018 | $206.29B | $191.81B | $14.42B | $4.14B | $3.96B |
| 2017 | $224.19B | $209.61B | $14.52B | $1.86B | $3.61B |
| 2016 | $221.93B | $207.07B | $14.86B | $5.23B | $1.91B |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $259M | — | — |
| 2024 | -$290M | — | — |
| 2023 | -$137M | — | — |
| 2022 | -$1.23B | — | — |
| 2021 | $641M | — | — |
| 2020 | $888M | — | — |
| 2019 | $1.83B | — | — |
| 2018 | $3.06B | — | — |
| 2017 | $3.40B | — | — |
| 2016 | $3.74B | — | — |
| 2015 | $4.63B | — | — |

Source: [CompaniesByCap](https://companiesbycap.com/company/BHF)