# 1895 Bancorp of Wisconsin Inc. (BCOW)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $61M  
**Price:** $10.98 (+0.73%)

> 1895 Bancorp of Wisconsin Inc. is a bank holding company headquartered in Greenfield, Wisconsin. It serves as the parent organization for PyraMax Bank, FSB, a federally chartered stock savings bank and community-focused financial institution operating primarily in the Milwaukee market, including Milwaukee, Waukesha, and Ozaukee counties. PyraMax Bank provides a full suite of banking services tailored to individuals and businesses in the region, including checking accounts, savings accounts, certificates of deposit, and money market accounts. The bank specializes in a variety of lending products such as residential real estate loans, commercial real estate loans, commercial loans, home equity loans, and consumer loans. Through these offerings, 1895 Bancorp of Wisconsin Inc. supports local economic activity by facilitating homeownership, business expansion, and personal financial needs within its community banking footprint.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2023 | $21M | — | — | -$7M | — |
| 2022 | $16M | — | — | -$148,000 | — |
| 2021 | $14M | — | — | $85,000 | — |
| 2020 | $15M | — | — | $1M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2023 | $558M | $485M | $73M | — | — |
| 2022 | $543M | $468M | $75M | — | — |
| 2021 | $540M | $449M | $91M | — | — |
| 2020 | $517M | $457M | $60M | — | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2023 | -$709,000 | — | — |
| 2022 | $3M | — | — |
| 2021 | $3M | — | — |
| 2020 | $1M | — | — |

Source: [CompaniesByCap](https://companiesbycap.com/company/BCOW)