# Bcb Bancorp Inc. (BCBP)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $189M  
**Price:** $10.98 (-1.52%)

> BCB Bancorp Inc. is a bank holding company that operates BCB Community Bank, providing a range of banking products and services to businesses and individuals across the United States. It offers insured deposit products such as savings accounts, club accounts, interest and non-interest-bearing demand deposits, money market accounts, individual retirement accounts, and certificates of deposit. The company extends diverse loan products including commercial and multi-family real estate loans, one-to-four family residential mortgages, commercial business loans, construction loans, home equity lines, and consumer loans. Additionally, BCB Bancorp Inc. delivers comprehensive retail and commercial banking services like wire transfers, money orders, safe deposit boxes, night depository, debit cards, online and mobile banking, fraud detection, and automated teller machine access. Focused on community banking, it supports local economic activities through tailored financial solutions in its operating regions. Founded in 2000 and headquartered in Bayonne, New Jersey, BCB Bancorp Inc. plays a vital role in the regional banking sector by fostering financial stability for its customers.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $173M | — | — | -$13M | — |
| 2024 | $194M | — | — | $19M | — |
| 2023 | $188M | — | — | $29M | — |
| 2022 | $131M | — | — | $46M | — |
| 2021 | $113M | — | — | $34M | — |
| 2020 | $113M | — | — | $21M | — |
| 2019 | $124M | — | — | $21M | — |
| 2018 | $105M | — | — | $17M | — |
| 2017 | $78M | — | — | $10M | — |
| 2016 | $71M | — | — | $8M | — |
| 2015 | $67M | — | — | $7M | — |
| 2014 | $60M | — | — | $8M | — |
| 2013 | $57M | — | — | $9M | — |
| 2012 | $54M | — | — | -$2M | — |
| 2011 | $53M | — | — | $6M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $3.28B | $2.98B | $304M | — | — |
| 2024 | $3.60B | $3.28B | $324M | — | — |
| 2023 | $3.83B | $3.52B | $314M | — | — |
| 2022 | $3.55B | $3.25B | $291M | — | — |
| 2021 | $2.97B | $2.69B | $274M | — | — |
| 2020 | $2.82B | $2.57B | $249M | — | — |
| 2019 | $2.91B | $2.67B | $239M | — | — |
| 2018 | $2.67B | $2.47B | $200M | $195M | — |
| 2017 | $1.94B | $1.77B | $176M | $124M | $185M |
| 2016 | $1.71B | $1.58B | $131M | $65M | $155M |
| 2015 | $1.62B | $1.48B | $134M | $133M | $200M |
| 2014 | $1.30B | $1.20B | $102M | $32M | $159M |
| 2013 | $1.21B | $1.11B | $100M | $30M | $110M |
| 2012 | $1.17B | $1.08B | $92M | $34M | $110M |
| 2011 | $1.22B | $1.12B | $100M | $116M | $130M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $36M | $1M | $35M |
| 2024 | $68M | $1M | $67M |
| 2023 | $35M | $5M | $31M |
| 2022 | $41M | $518,000 | $40M |
| 2021 | $46M | $325,000 | $46M |
| 2020 | $139M | $1M | $138M |
| 2019 | $24M | $3M | $22M |
| 2018 | $40M | $2M | $38M |
| 2014 | $4M | $2M | $3M |
| 2013 | $16M | $2M | $14M |
| 2012 | $12M | $1M | $11M |
| 2011 | $14M | $2M | $12M |
| 2010 | -$2M | $704,000 | -$3M |
| 2009 | $10,000 | $95,000 | -$85,000 |

Source: [CompaniesByCap](https://companiesbycap.com/company/BCBP)