# California BanCorp (BCAL)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $649M  
**Price:** $19.82 (+0.20%)

> California BanCorp is a registered bank holding company headquartered in San Diego, California. It operates California Bank of Commerce, N.A., a national banking association that provides a broad range of commercial banking services to closely held businesses, professionals, individuals, and small to medium-sized businesses throughout California. The bank maintains 14 branch offices and four loan production offices, emphasizing a solutions-driven, relationship-based approach that offers direct access to decision makers and fosters strong client partnerships. Following a merger of equals completed on July 31, 2024, with Southern California Bancorp, the combined entity adopted the California BanCorp name for the holding company and California Bank of Commerce, N.A. for the bank, continuing to focus on tailored financial products and services in the regional banking sector. Established in 2001, California BanCorp plays a key role in supporting the commercial banking needs of its target markets across Northern and broader California regions.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $226M | — | — | $63M | — |
| 2024 | $180M | — | — | $5M | — |
| 2023 | $124M | — | — | $26M | — |
| 2022 | $94M | — | — | $16M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $4.03B | $3.46B | $577M | $400M | $34M |
| 2024 | $4.03B | $3.52B | $512M | $388M | $70M |
| 2023 | $2.36B | $2.07B | $288M | $87M | $103M |
| 2022 | $2.28B | $2.02B | $260M | $87M | $68M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $57M | $346,000 | $57M |
| 2024 | $50M | $552,000 | $50M |
| 2023 | $33M | $302,000 | $33M |
| 2022 | $13M | $1M | $12M |

Source: [CompaniesByCap](https://companiesbycap.com/company/BCAL)