# Beacon Financial Corporation (BBT)

**Exchange:** NYSE  
**Sector:** Financial Services  
**Market cap:** $2.64B  
**Price:** $30.09 (+1.42%)

> Beacon Financial Corporation is a regional bank holding company that operates through its principal subsidiary, Beacon Bank & Trust. Formed from the merger of Berkshire Hills Bancorp and Brookline Bancorp in 2025, Beacon Financial serves a broad geographic area including New England and New York with over 145 branch offices. The company offers a diverse range of banking services such as deposit products, commercial lending, asset-based lending, retail and consumer banking, and residential mortgage services. With assets totaling approximately $12.1 billion and deposits of around $10.3 billion post-merger, Beacon Financial plays a significant role in the regional financial market by providing comprehensive banking solutions tailored to both individual and business clients. Headquartered in Boston, Massachusetts, it represents a substantial regional banking franchise focused on community banking and local economic development.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $30M | — | — | $90M | — |
| 2024 | $17M | — | — | $69M | — |
| 2023 | $16M | — | — | $75M | — |
| 2022 | $41M | — | — | $93M | — |
| 2021 | $46M | — | — | $119M | — |
| 2020 | $47M | — | — | -$533M | — |
| 2019 | $50M | — | — | $97M | — |
| 2018 | $49M | — | — | $106M | — |
| 2017 | $45M | — | — | $55M | — |
| 2016 | $44M | — | — | $59M | — |
| 2015 | $268M | — | — | $50M | — |
| 2014 | $226M | — | — | $34M | — |
| 2013 | $227M | — | — | $41M | — |
| 2012 | $197M | — | — | — | — |
| 2011 | $142M | — | — | $18M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $23.22B | $20.72B | $2.50B | $2.04B | $788M |
| 2024 | $11.91B | $10.68B | $1.22B | $544M | $1.52B |
| 2023 | $12.43B | $11.42B | $1.20B | — | $247M |
| 2022 | $11.66B | $10.71B | $992M | — | $126M |
| 2021 | $11.55B | $10.37B | $1.18B | — | $111M |
| 2020 | $12.84B | $11.65B | $1.19B | — | $532M |
| 2019 | $13.22B | $11.46B | $1.76B | $580M | $703M |
| 2018 | $12.21B | $10.66B | $1.55B | $183M | $399M |
| 2017 | $11.57B | $10.07B | $1.50B | $249M | $470M |
| 2016 | $9.16B | $8.07B | $1.09B | $113M | $232M |
| 2015 | $7.83B | $6.94B | $887M | $104M | $192M |
| 2014 | $6.50B | $5.79B | $709M | $72M | $151M |
| 2013 | $5.67B | $4.99B | $678M | $76M | $192M |
| 2012 | $5.30B | $4.63B | $667M | $98M | $285M |
| 2011 | $3.99B | $3.44B | $552M | $75M | $227M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $224M | $12M | $212M |
| 2024 | $105M | $5M | $100M |
| 2023 | $117M | $12M | $104M |
| 2022 | $111M | $1M | $109M |
| 2021 | $85M | $2M | $83M |
| 2020 | $228M | $7M | $220M |
| 2019 | $112M | $11M | $101M |
| 2018 | $222M | $9M | $213M |
| 2017 | $78M | $11M | $67M |
| 2016 | $98M | $9M | $89M |
| 2015 | $86M | $7M | $79M |
| 2014 | $56M | $8M | $47M |
| 2013 | $127M | $13M | $114M |
| 2012 | $29M | $19M | $10M |
| 2011 | $40M | $8M | $32M |

Source: [CompaniesByCap](https://companiesbycap.com/company/BBT)