# Avidbank Holdings Inc. (AVBH)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $278M  
**Price:** $31.94 (+0.16%)

> Avidbank Holdings Inc. is a bank holding company and the parent of Avidbank, a California state-chartered commercial bank headquartered in San Jose, California. It operates as a full-service business bank serving the San Francisco Bay Area and beyond, with loan production offices in Redwood City and San Francisco. The company provides a range of financial solutions tailored to business clients, including personal banking services alongside specialized lending products. Avidbank Holdings Inc. focuses on commercial and industrial lending, commercial real estate lending, real estate construction loans, nationwide venture lending, asset-based lending, sponsor finance, fund finance, and structured finance. These offerings support operating companies, investment funds, sponsors, and real estate projects, emphasizing an innovative approach to meet client expectations in the commercial banking sector within the finance and insurance industry. Through its subsidiary, it delivers corporate banking, corporate finance, and real estate lending services to small and medium-sized businesses.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $146M | — | — | -$20M | — |
| 2024 | $142M | — | — | $21M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $2.57B | $2.29B | $281M | $155M | — |
| 2024 | $2.30B | $2.12B | $186M | $83M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $39M | $93,000 | $39M |
| 2024 | $23M | $47,000 | $23M |

Source: [CompaniesByCap](https://companiesbycap.com/company/AVBH)