# Amerant Bancorp Inc. (AMTB)

**Exchange:** NYSE  
**Sector:** Financial Services  
**Market cap:** $993M  
**Price:** $23.80 (+1.10%)

> Amerant Bancorp Inc. is a bank holding company specializing in providing comprehensive financial services predominantly in the United States. It operates through its main subsidiary, Amerant Bank, N.A., which is known for catering to individual and commercial clients with a wide range of services. These include traditional banking products like savings and checking accounts, loans, and credit facilities, as well as more specialized offerings such as corporate lending and cash management services. Amerant Bancorp plays a crucial role in supporting small to mid-sized businesses and affluent clients, primarily across Florida and Texas, which are key regions for its operations. The institution's strategic focus on community banking and customer service has cemented its position in the market, allowing it to effectively address the financial needs of its varied customer base. With its emphasis on building lasting relationships and adapting to evolving financial landscapes, Amerant Bancorp remains a significant entity within the banking sector.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $597M | — | — | $52M | — |
| 2024 | $596M | — | — | -$16M | — |
| 2023 | $549M | — | — | $32M | — |
| 2022 | $339M | — | — | $63M | — |
| 2021 | $248M | — | — | $113M | — |
| 2020 | $261M | — | — | -$2M | — |
| 2019 | $313M | — | — | $51M | — |
| 2018 | $309M | — | — | $46M | — |
| 2017 | $273M | — | — | $43M | — |
| 2016 | $239M | — | — | $24M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $9.78B | $8.84B | $939M | — | — |
| 2024 | $9.90B | $9.01B | $890M | — | — |
| 2023 | $9.72B | $8.98B | $736M | — | — |
| 2022 | $9.13B | $8.42B | $706M | — | — |
| 2021 | $7.64B | $6.81B | $832M | $274M | — |
| 2020 | $7.77B | $6.99B | $783M | $214M | — |
| 2019 | $7.99B | $7.15B | $835M | $121M | — |
| 2018 | $8.12B | $7.38B | $747M | $86M | — |
| 2017 | $8.44B | $7.68B | $753M | $153M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $137M | $8M | $129M |
| 2024 | $82M | $7M | $75M |
| 2023 | $27M | $11M | $16M |
| 2022 | -$49M | $11M | -$60M |
| 2021 | $67M | $7M | $61M |
| 2020 | $57M | $6M | $52M |
| 2019 | $78M | $14M | $64M |
| 2018 | $62M | $10M | $52M |
| 2017 | $73M | $9M | $65M |
| 2016 | $75M | $9M | $67M |

Source: [CompaniesByCap](https://companiesbycap.com/company/AMTB)