# Amalgamated Financial Corp. (AMAL)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $1.35B  
**Price:** $44.10 (+0.92%)

> Amalgamated Financial Corp. is a bank holding company that operates as a full-service commercial bank and chartered trust company, providing a comprehensive suite of financial services to commercial and retail customers nationally. The company offers commercial and retail banking services, including deposit accounts, lending products, and payment solutions for businesses and individuals. Through its investment management segment, Amalgamated Financial Corp. provides portfolio management and advisory services. The trust and custody segment delivers fiduciary services, asset safekeeping, and estate administration. The company serves diverse customer bases across multiple markets, distributing its services through its banking network and digital platforms. Founded in 1923 and headquartered in New York, Amalgamated Financial Corp. operates as a regional bank in the competitive financial services industry, combining traditional banking operations with specialized trust and investment management capabilities to address the evolving needs of its client base.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $422M | — | — | $104M | — |
| 2024 | $401M | — | — | $106M | — |
| 2023 | $358M | — | — | $88M | — |
| 2022 | $258M | — | — | $81M | — |
| 2021 | $181M | — | — | $53M | — |
| 2020 | $190M | — | — | $46M | — |
| 2019 | $186M | — | — | $47M | — |
| 2018 | $164M | — | — | $45M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $8.87B | $8.08B | $794M | $291M | — |
| 2024 | $8.26B | $7.55B | $708M | $61M | — |
| 2023 | $7.97B | $7.39B | $585M | $91M | — |
| 2022 | $7.84B | $7.33B | $509M | $64M | — |
| 2021 | $7.08B | $6.51B | $564M | $330M | — |
| 2020 | $5.98B | $5.44B | $536M | $39M | — |
| 2019 | $5.33B | $4.83B | $490M | $123M | $75M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $136M | $1M | $134M |
| 2024 | $124M | $2M | $122M |
| 2023 | $117M | $1M | $116M |
| 2022 | $147M | $2M | $146M |
| 2021 | $71M | $2M | $68M |
| 2020 | $66M | $2M | $64M |
| 2019 | $83M | $753,000 | $83M |
| 2018 | $31M | $1M | $30M |

Source: [CompaniesByCap](https://companiesbycap.com/company/AMAL)